Unlimited access to your Experian Credit Report & Score
Expert advice on improving your credit rating
Help finding deals that suit your credit rating
Experian CreditExpert gives you unlimited access to your Experian Credit Report
Regularly check your Experian CreditExpert is 100% accurate and up-to-date
Experian CreditExpert gives you unlimited access to your Experian Credit Score
Lenders look at information that is displayed on your report when you apply for credit, so your credit score is the best guide you have to find out how lenders might assess you
TNS Research, Brand Health Study, August/September 2012
Experian CreditExpert gives you hints and tips on how to protect and improve your score, so you have a better chance of being able to get the things you want in life
Our experts will give you advice on how to challenge errors in your report, or how to give yourself the best possible chance of being accepted for credit
Experian CreditExpert use high-tech web-monitoring software that constantly searches the web, social media sites and government registers, which helps to ensure your personal information is only being used in the right way
Identity Fraud Expenses Insurance** is included, so if you are unlucky enough to be a victim, the costs are covered and you receive expert support while you sort things out
Checking your Experian Credit Report does not affect your credit rating
Monthly fee applies after free 30-day trial, new customers only. Free trial period starts on registration - further ID verification may be required to access full service which may take up to 5 days.
CreditExpert is the online credit monitoring and identity fraud protection service from Experian, the
credit reference agency.
Lenders see your
when they decide whether to give you a loan, mortgage or credit card. You should check it regularly to ensure it is up to date and reflects your credit track record accurately,
so you can make better-informed decisions when you apply for credit and are more likely to get the deals you want.
The UK's most trusted credit monitoring service source: TNS Research, Brand Health Study, August/September 2011.
(based on a representative sample of 2,000 UK adults)
UK's No.1 Source: CreditExpert is the UK's market leader by share of unique users. Comscore, Jan 2012.
You should know as much about yourself as any financial institution does. CreditExpert shows you what a lender sees.
Every time you apply for credit or a loan, that request is recorded. Multiple requests on your
can look as if you are over-extending yourself or a fraud is being committed. If you are looking for a good credit deal or mortgage,
CreditExpert allows you to check your report to ensure that it accurately reflects your position. CreditExpert allows you to check your
credit report online and as often as you want,
CreditExpert helps you to challenge anything with which you disagree; helping you to manage your
You also have the option to check your
Experian credit score.
This information will give you further guidance and an indication of how your
Experian credit check
may influence a lending decision.
CreditExpert also saves you time and trouble if you become a victim of
A recent report from CIFAS has found that, on average, it takes victims more than 15 months to discover their identity has been stolen and over 300 hours to clear their name.
CreditExpert's weekly alerts mean that you quickly learn about any changes to your Experian credit report. Experian's Victims of Fraud team will help you to resolve any problems.
As part of your CreditExpert membership, you will benefit from
Identity Fraud Expenses Insurance,
provided by Arc, underwritten by Inter Partner Assistance S.A., which covers you for:
Reasonable costs incurred relating to the sending of correspondence and telephone calls as a result of identity fraud.
Reasonable lost earnings incurred of up to £500 per week for a maximum period of six weeks as a result of identity fraud.
Up to £200 for the costs of replacing your passport or driving licence should you have a reasonable requirement to replace either of them as a result of identity fraud.
Repeat charges incurred when reapplying for credit for which a previous application was declined as a result of identity fraud.
You will have access to the Victims of Fraud Team who will help you should you become a victim of identity fraud.
Find out more about the
Identity Fraud Expenses Insurance
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CreditExpert is provided by Experian Ltd (Registered number 653331), an appointed representative of Motorfile Ltd (Registered number: 3009493). Experian Ltd and Motorfile Ltd are authorised and regulated by the Financial Conduct Authority. Both companies are registered in England and Wales with registered office at Landmark House, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ.