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Instant Access to Your Personal Experian Credit Report!

looking for a loan?
a good credit score could help you get the deals you want

View your Experian Credit Score and find ways of improving it along wth expert advice and Identity Fraud Expenses Insurance

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What is my Experian
Credit Score?

Score Lenders use credit scores when assessing your suitability for credit, and there are things you can do to influence this.

Why do I need to manage it?

Manage your score The higher your score, the easier you will find it to get credit and find the best deals and lowest interest rates.

Includes Identity Fraud Expenses Insurance


Cover for up to £75,000** for costs incurred

Access to the Victims of Fraud Team

Get your score now

Learn about CreditExpert

See a sample CreditExpert report .

Did you know?

Checking your Experian credit report does not affect your credit rating

Question Mark Get your FREE credit report 

Free credit report with a 30-day free trial from CreditExpert

*Monthly fee applies after free trial, new customers only

CreditExpert is the online credit monitoring and identity fraud protection service from Experian, the credit reference agency.

Lenders see your credit report when they decide whether to give you a loan, mortgage or credit card. You should check it regularly to ensure it is up to date and reflects your credit track record accurately, so you can make better-informed decisions when you apply for credit and are more likely to get the deals you want.

The UK's most trusted credit monitoring service source: TNS Research, Brand Health Study, August/September 2011
(based on a representative sample of 2,000 UK adults)

How CreditExpert works

You should know as much about yourself as any financial institution does. CreditExpert shows you what a lender sees. Every time you apply for credit or a loan, that request is recorded. Multiple requests on your credit history can look as if you are over-extending yourself or a fraud is being committed. If you are looking for a good credit deal or mortgage, CreditExpert allows you to check your report to ensure that it accurately reflects your position. CreditExpert allows you to check your credit report online and as often as you want. Read more

CreditExpert helps you to challenge anything with which you disagree; helping you to manage your credit rating. You also have the option to check your Experian credit score. This information will give you further guidance and an indication of how your Experian credit check may influence a lending decision.

CreditExpert also saves you time and trouble if you become a victim of ID fraud. A recent report from CIFAS has found that, on average, it takes victims more than 15 months to discover their identity has been stolen and over 300 hours to clear their name. CreditExpert's weekly alerts mean that you quickly learn about any changes to your Experian credit report. Experian's Victims of Fraud team will help you to resolve any problems.

**Identity Fraud Expenses Insurance

As part of your CreditExpert membership, we provide Identity Fraud Expenses Insurance, provided by Arc, underwritten by Inter Partner Assistance S.A., which covers you for:
Reasonable costs incurred relating to the sending of correspondence and telephone calls as a result of identity fraud. Reasonable lost earnings incurred of up to £500 per week for a maximum period of six weeks as a result of identity fraud. Up to £200 for the costs of replacing your passport or driving licence should you have a reasonable requirement to replace either of them as a result of identity fraud. Repeat charges incurred when reapplying for credit for which a previous application was declined as a result of identity fraud. You will have access to the Victims of Fraud Team who will help you should you become a victim of identity fraud. Find out more about the Identity Fraud Expenses Insurance

Copyright © 2011 Experian Ltd, Landmark House, Experian Way, NG2 Business Park, Nottingham NG80 1ZZ, United Kingdom.
Registration No. England 653331. All Rights Reserved.
CreditExpert is provided by Experian Ltd.
Experian Ltd is an Appointed Representative of Motorfile Ltd. Motorfile Ltd, Landmark House, Experian Way, NG2 Business Park, Nottingham, Nottinghamshire, NG80 1ZZ is authorised and regulated by the Financial Conduct Authority. Identity Fraud Expenses Insurance is provided by Motorfile Ltd as agent for Arc Legal Assistance Limited and is underwritten by Inter Partner Assistance S.A.