Free credit report with a 30-day free trial from CreditExpert
*Monthly fee applies after free trial, new customers only. Free trial period starts on registration — further ID verification may be required to access full service which may take up to 5 days.
CreditExpert is the online credit monitoring and identity fraud protection
service from Experian, the credit reference agency.
Lenders see your credit report when they decide whether to give you a loan, mortgage or credit card. You should check it regularly to ensure it is up to date and reflects your credit track record accurately, so you can make better-informed decisions when you apply for credit and are more likely to get the deals you want.
The UK's most trusted credit monitoring service source: TNS Research, Brand Health Study, August/September 2011.
(based on a representative sample of 2,000 UK adults)
UK's No.1 Source: CreditExpert is the UK's market leader by share of unique users. Comscore, Jan 2012.
How CreditExpert works
You should know as much about yourself as any financial institution does. CreditExpert shows you what a lender sees. Every time you apply
for credit or a loan, that request is recorded. Multiple requests on your credit
history can look as if you are over-extending yourself or a fraud is being committed. If you are looking for a good credit deal or mortgage,
CreditExpert allows you to check your report to ensure that it accurately reflects your position. CreditExpert allows you to check your
credit report online and as often as you want,
CreditExpert helps you to challenge anything with which you disagree; helping you to manage your credit rating.
You also have the option to check your Experian credit score.
This information will give you further guidance and an indication of how your Experian credit check
may influence a lending decision.
CreditExpert also saves you time and trouble if you become a victim of ID fraud.
A recent report from CIFAS has found that, on average, it takes victims more than 15 months to discover their identity has been stolen and over 300 hours to clear their name.
CreditExpert's weekly alerts mean that you quickly learn about any changes to your Experian credit report. Experian's Victims of Fraud team will help you to resolve any problems.