Credit reference agency Experian is the UK leader
Experian is the UK´s largest and most established credit reference agency,
providing more than half a million credit reports each month to lenders of all
Experian is also the most popular choice in the UK for people who decide to take
control of their credit health. More than 70 percent of all UK credit report website visits are to Experian.
What does a credit reference agency do?
A credit reference agency keeps and securly stores data such as the credit you
have taken out, your credit
history and any court judgements against you. Financial institutions,
shops and other organisations extending credit then use this information to
help them lend responsibly.
The information held on you by a credit reference agency is only half of the
picture the lender will use. The other half depends on what information you
have supplied on your application form, the type and magnitude of borrowing you
are applying for and how other people with similar demographics have performed
in the past.
Can you see what the credit reference agency says about you?
See what lenders see, get free access to your free credit report. Experian, the UK's largest
credit reference agency has a service called CreditExpert that allows you to
check your Experian credit report that may influence your credit rating. Your free trial will enable you
to carry out as many
Experian credit checks as you like and make sure that it's accurate. You
will also get alerts that enable you to find out when a credit reference check
is being done or when credit information and your rating changes.
CreditExpert gives you unlimited access to your Experian credit score.
You also receive Identity Fraud Expenses Insurance to cover your expenses if you
become a victim of identity fraud.
Apply now for your free trial of CreditExpert - the leading monitoring service from Experian, the UK's largest
credit reference agency.