Credit reference agency - Experian is the UK leader
As the number 1 credit reference agency in the UK¹, Experian provides credit reports to lenders of all kinds. These credit reports reflect individual’s credit history, and help lenders to decide whether or not to accept an application.
You can see what the lenders see when you run a credit check with Experian CreditExpert. Experian CreditExpert has already helped over 5 million people to understand their credit status, giving them the confidence to find the best financial solutions – so what’s stopping you from doing the same?
What is CreditExpert?
Experian CreditExpert is an Experian service which allows you to see your credit history and score. New members can sign up for a 30-day trial for unlimited access to your credit report, to put you in the picture and firmly in control of your credit health. After the 30-day trial you can continue to access your credit report for a monthly fee of £14.99 – further ID verification may be required with may take up to five days.
Why check your credit report?
There are many reasons to check your credit report regularly:
- To ensure that it’s accurate
- To check for any suspicious activity
- To understand your chances of being accepted for credit
- To see where you can improve your credit score
Many people check their credit report when they have had an application refused, for more insight into the possible reasons why. Checking your credit report regularly will also give you the peace of mind that the information held on you continues to be correct.
¹UK's No.1 Source: CreditExpert is the UK's market leader by share of unique users. Comscore, Sept 2013